Who this is for
- WordPress store owners declined by Stripe, Square, PayPal, or Shopify Payments
- Existing WordPress merchants in CBD, vape, nutra, adult, firearms, or gambling verticals
- WordPress subscription / continuity-billing businesses with elevated chargebacks
- Merchants migrating from a frozen aggregator to a real high-risk MID without re-platforming
- Six-figure-monthly WordPress stores needing a backup gateway for routing redundancy
Why WordPress merchants get declined elsewhere
WordPress is a payment-integration zoo: every form plugin, membership plugin, and LMS has its own payment connector, and most default to Stripe or PayPal. When Stripe shuts you down for a high-risk vertical, the plugin keeps working — you just need to swap the underlying gateway.
We provision a dedicated high-risk MID through a gateway that ships connectors for the major WordPress plugins: Gravity Forms (Stripe / Authorize.net add-on patterns), Easy Digital Downloads (gateway extension), MemberPress (custom gateway), Paid Memberships Pro (native gateway support), and the rest of the membership/LMS ecosystem. For custom themes or bespoke plugins, the gateway exposes a REST API + webhook flow that drops into any PHP integration.
For WooCommerce specifically, see our WooCommerce-specific page — WooCommerce has a deeper gateway ecosystem and gets its own dedicated integration path.
What you get with our WordPress integration
Direct acquirer relationship — not a shared aggregator account that disappears on the first chargeback spike.
Drop-in gateway integration certified for WordPress. No custom dev required.
Customers checkout once; subsequent purchases and rebills run from a stored token.
Verifi RDR and Ethoca alerts wired into the store admin so disputes are killed before they post.
Velocity rules, BIN blocking, and 3D Secure where the issuer supports it.
MIT-compliant rebills with auto card updater to keep subscriptions alive.
Authorize and settle in USD, EUR, GBP, CAD, AUD, JPY + 60 more for international stores.
A human on speed dial who knows your store, your MCC, and your batch history.
Underwriting documents you'll need
- Last 3 months of business bank statements
- Last 3 months of prior processing statements (if applicable)
- WordPress store URL (must be live with refund, terms, privacy, contact, SSL)
- Government-issued ID for all 25%+ owners
- Voided business check or bank letter
- Articles of incorporation or LLC formation docs
- EIN letter (IRS Form CP-575)
Approval timeline
- 1Soft pre-qualification (same day)
We confirm acquirer fit and quote a real rate band before any document collection.
- 2Document collection (1–2 days)
We chase the items and review your WordPress storefront for the compliance basics underwriters check.
- 3Underwriting (1–5 days)
Acquirer reviews and prices your file. We negotiate reserve and rate on your behalf.
- 4WordPress plugin live (same day after approval)
Plugin/app installed, API keys configured, test transaction processed. First batch typically T+1 funding.
Side-by-side vs. HighRiskPay, CCBill, PayCompass & PayDiverse
How our placement model stacks up against the four most-cited high-risk processors. Based on public pricing pages, third-party reviews, and merchant reports as of 2026. We update this table quarterly.
| Feature | Us | HighRiskPay | CCBill | PayCompass | PayDiverse |
|---|---|---|---|---|---|
| Direct acquiring-bank network (12+ banks) | 5–6 | Primarily their own | Limited | 8–10 | |
| Domestic + offshore (EU/UK/APAC/Caribbean) | Domestic-heavy | Limited offshore | |||
| Soft pre-qualification (no credit pull) | |||||
| Published rate ranges (no bait pricing) | Vague | Custom only | Vague | Vague | |
| Chargeback alerts included (Verifi + Ethoca) | Add-on | Add-on | |||
| Multi-MID cascade / routing redundancy | |||||
| MATCH/TMF rehabilitation placement | |||||
| Gateway flexibility (NMI, Auth.Net, USAePay, custom) | Their own only | ||||
| Dedicated human account manager | Ticket queue | Enterprise only | Ticket queue | ||
| Approval timeline (standard files) | 24–72 hrs | 48–72 hrs | 5–10 days | 3–5 days | 2–5 days |
Comparison drawn from publicly available data. Competitor names and trademarks belong to their respective owners. Where a competitor's offering varies by plan, we represent the most commonly reported merchant experience.