Why this is classified high risk
Supplements are restricted across aggregators because the category overlaps with nutraceuticals — high return rates, FTC scrutiny on health claims, and continuity-billing chargeback potential. Stripe and Shopify Payments routinely shut down supplement brands within 90 days.
Real placement separates clean supplement brands (basic vitamins, sports nutrition) from aggressive nutra (weight-loss continuity with bold claims) and prices accordingly. We route your file to the right lane after a 10-minute compliance review.
Features included
Tokenized rebills with retry logic, account updater, and dunning workflows tuned for supplement churn patterns.
We review label claims, landing pages, and email funnels against FTC/FDA before submission.
EUR / GBP / CAD / AUD for international expansion with local-currency authorization.
Verifi RDR + Ethoca deflect continuity-rebill disputes inside the 72-hour cure window.
Underwriting documents you'll need
- Merchant application + voided check
- Last 3 months bank + processing statements
- Product labels (image of each SKU label)
- Ingredient + COA documentation
- Website with refund, terms, privacy, contact, SSL
- Sample marketing creatives for claim review
Pricing factors
Supplements pricing ranges 3.45% – 4.95% + $0.25 with 5–10% rolling reserve for 180 days. Clean vitamin / sports-nutrition brands price near the low end; weight-loss + continuity-heavy brands price toward the high end.
Established brands with multi-year clean processing routinely step down reserve after 12 months of compliance.