Why this is classified high risk
Telemarketing is high-risk by definition — card-not-present, high refund rate, and FTC / TCPA enforcement exposure. Visa MCC 5966 (outbound telemarketing) and 5967 (inbound) are flagged categories at every aggregator and most low-risk ISOs.
Underwriting focuses on recorded verifications, disclosure scripts, refund policies, and prior chargeback ratios. Files with clean call-recording infrastructure and clear continuity disclosures approve routinely.
Features included
We confirm your dialer captures and stores verification audio per Visa CMP requirements.
Token vault for monthly rebills with retry logic, account updater, and dunning emails.
Native gateway hooks for Five9, Convoso, Genesys, and other major dialers.
Verifi RDR + Ethoca surface disputes inside the 72-hour cure window for call-center workflows.
Underwriting documents you'll need
- Merchant application + voided check
- Last 3 months bank + processing statements
- Sample call script (open + verification + close)
- Refund / cancellation policy on landing page
- TCPA consent capture flow
- Prior chargeback ratio report if available
Pricing factors
Telemarketing pricing typically lands at 3.95% – 5.45% + $0.25 with 5–10% rolling reserve for 180 days. Continuity offers price toward the high end because of inherent chargeback risk.
Inbound DR with single-charge sales (no continuity) and clean ratios qualify near the low end.